Financing Solutions for Every Stage of Growth
From your first business credit card to a $5M DSCR loan — we match you with the right funding from the right lender. No guesswork, no wasted applications.
Five Ways to Fund Your Next Move
Each product serves a different purpose. Most investors use a combination — that’s where strategic stacking maximizes your available capital.
Business Credit Cards
$5K–$50K+
Typical timeline: 7–14 days
Best For
Rehab costs, gap funding, recurring expenses
How it works ↓
Access 0% introductory APR cards designed for business use. Stack multiple cards to build significant available credit. No revenue requirements on many products.
Requirements
680+ personal credit score, registered business entity (LLC/Corp), EIN
Business Lines of Credit
$10K–$250K
Typical timeline: 14–30 days
Best For
Working capital, bridge between deals, operating expenses
How it works ↓
Revolving credit you draw from as needed. Only pay interest on what you use. Reusable as you pay down balances — no need to reapply.
Requirements
650+ credit, 6+ months in business, some revenue history preferred
DSCR Loans
$75K–$5M+
Typical timeline: 21–45 days
Best For
Investment property acquisition, portfolio expansion, refinancing
How it works ↓
Qualify based on the property's income — not yours. No tax returns, no W-2s, no personal income verification. The property's debt service coverage ratio determines approval.
Requirements
660+ credit, 1.0+ DSCR on subject property, 20–25% down payment
Bridge Financing
$50K–$2M+
Typical timeline: 7–14 days
Best For
Time-sensitive acquisitions, auction purchases, quick closes
How it works ↓
Short-term financing when speed matters more than rate. Close in days, not months. Designed for investors who need to move fast on opportunities.
Requirements
620+ credit, clear exit strategy (refinance or sale), property as collateral
Term Loans
$25K–$500K
Typical timeline: 14–30 days
Best For
Equipment, business expansion, large one-time investments
How it works ↓
Fixed payments over a set term. Predictable costs for planning. Multiple term lengths and structures available based on use case.
Requirements
650+ credit, 12+ months in business, documented revenue
Not Sure Which Product?
That’s exactly what pre-qualification solves. Answer a few questions and we’ll tell you which products fit your situation.
Find My Best Options →Don’t Self-Disqualify
Most investors assume they won’t qualify — and never apply. The soft-pull pre-qualification takes 3 minutes, costs nothing, and has zero impact on your credit. You might be surprised by what’s available.
See What Funding Options Fit Your Profile
Soft pull only — zero impact to your credit score. Get matched to the right lenders — no guesswork, no wasted applications.
Pre-Qualification Submitted
A funding strategist will reach out within one business day with your personalized results. Want to speed things up? Book a call now.
Book a Strategy Call →From Pre-Qualification to Funded
Four steps. No guesswork.
Pre-Qualify
Answer a few questions. We run a soft pull (no credit impact) and identify your best options.
3 minutesReview Your Options
A funding strategist walks you through your personalized results — products, realistic amounts, and timelines.
30 min callChoose & Apply
Select the products that fit your strategy. We handle the applications and lender coordination.
Same dayGet Funded
Funds arrive. Deploy your capital into deals, rehab, or operations. Build toward the next round.
7–45 daysPrefer to Talk First?
Book a free 30-minute strategy call. Walk through your situation with a funding strategist and get a personalized plan.
Select a Time
Prefer email? Reach out at info@growthwavecapital.com
Common Questions
How is this different from going to my bank?
Will this hurt my credit score?
How much can I qualify for?
Do you guarantee approval?
What does this cost?
How long does the process take?
Why GrowthWave Capital
We combine 15+ years of financial services expertise with a funding network that’s already delivered results at scale.
$80M+
Funded Through Our Network
7,000+
Clients Funded
5,000+
Funding Options
15+
Years Financial Services
Traditional funding wasn’t designed for people who generate wealth through real estate and business ownership. Banks want W-2 income. Brokers want you to wait weeks. Nobody moves at the speed your deals require.
Our platform connects you directly to a lender network spanning thousands of funding products — from 0% business credit lines to DSCR loans to bridge financing. Soft-pull pre-qualification means you know where you stand before a single hard inquiry hits your credit. No upfront fees. No guesswork.
Ready to Find Your Funding Match?
3 minutes. No credit impact. Real numbers.
GrowthWave Capital provides business financing consulting and lender placement services. We are not a direct lender. Financing subject to lender approval and qualification. No guarantee of approval, specific amounts, or exact terms. Results vary based on individual credit profile, business history, and lender requirements. Pre-qualification uses a soft credit inquiry with no impact to your credit score.